To err is to evaluate the value of your insurance company solely on how much they pay your insurance settlements. This is because all insurance companies handle such settlements almost in the exact same manner; return you to your original position.
Insurance settlements are supposed to put you back in the same position that you were before the insurance claim. These settlements are not supposed to make you rich or to help you make a profit.
The best car insurance company will pay an insurance settlement the same way that a low cost car insurance company will; to put you back in the same position that you were before the claim.
So when you shop for the best car insurance company instead of asking about how they handle insurance settlements, ask about the insurance company’s rating within the insurance industry, their claim service and the insurance premiums they will be charging you.