Who needs a disability insurance policy?

Disability Insurance is a very important insurance policy to have in today’s tough economic environment. This type of insurance is commonly known as income replacement insurance – – that is because a disability insurance policy replaces your “paycheck” or income with a “disability check”. So who needs disability insurance?

disability insurance policy

Disability insurance pays you or replaces your income during your recuperation after an injury or illness occurs and you cannot work for 6 months or longer. So who needs disability insurance?

Everyone who has bills to pay needs insurance for disability!!!! If you have major surgery or break a bone and that illness or injury keeps you from working your bills still need to be paid. So a check from your disability insurance policy would protect you from financial ruin.   Your protection comes in the form of bill payment.    Your disability policy would make your payments….landlord, mortgage company, credit card bills, etc.