When you buy health insurance, you do not need to choose between getting the best health insurance and low cost health insurance. If your research is thorough, you can get both – good health insurance at a good price.
Start your research by asking the insurance broker the right questions. You can get the best health insurance and not overspend if you ask some of these questions: which doctors are considered “in-network”, what procedures are covered at 100%, which medicines will be covered at 100%.
Before you buy health insurance and during your research process, make sure you are comparing the same criteria. Compare the deductibles of different health insurance companies, compare the coverages and also the co-pays.
With the proper planning on your part, the best health insurance can also be at the lowest cost.