In today’s market place health insurance brokers do not offer just one kind of a medical insurance quote – but a variety, including specialty health insurance policies. One specialty health insurance sold by brokers is critical illness insurance.
Critical illness insurance can be invaluable at the time of an illness. Without insurance a critical illness can sometimes lead to personal bankruptcy due to the loss or decrease of your income when you are sick.
The best time to ask your health insurance broker for a critical illness insurance quote is when you are healthy. If you purchase critical illness insurance or any other type of health insurance when you are in good health, you are insurable and the premiums can be reasonable. At the time of an illness, you become uninsurable.
Insurance for critical illness can be purchased as an individual policy, through your employer or as a supplement to a health insurance policy.