When insurance sales agents talk to you about budget insurance, ask if they are referring to health insurance online, short term health insurance or temporary health insurance. Budget insurance can be any one of those health insurance plans.
Temporary health insurance, short term health insurance and health insurance online can usually offered at discounted premiums, which is why they can be considered as a budget insurance.
Budget insurance policies generally do not have a personal, direct agent that you work with, but instead an individual licensed to sell insurance through a toll free phone number. The advantage of that is they are available to service your personal insurance needs 24 hours a day, 7 days a week.