International Health InsuranceFamily Health Insurance or International Health Insurance

Be aware that when you travel abroad, your family health insurance policy may not cover all of your health insurance needs. When you travel overseas, you may need to purchase an international health insurance policy.

Your best approach before you travel internationally is to check with your health insurance broker. The worst approach would be to assume that your family health insurance policy covers everything and then be in for a big surprise when you are overseas without insurance coverage.

Most family health insurance policies usually do not cover trip cancellation or trip interruption or medical emergencies when you travel internationally. Most international health insurance policies do cover trip cancellation, trip interruption, medical emergencies, hospital and doctor bills and emergency medical evacuations. When you shop for an international health policy, be sure to ask what the policy covers and what is excluded.

And most international health insurance policies are available for short periods of time – like the time most people plan a vacation for….5 days, 7 days, 10 days. Ask your health insurance broker