short term insuranceIn these hard economic times how do you cover health insurance needs? One way is to get short term insurance if your health insurance coverage is only needed for a temporary time.

A temporary time frame would be if you are in between jobs, or recently graduated from school and are waiting to start a job. Or perhaps you just started a new job and have a waiting period before the employers’ medical health insurance takes effect If you have a job that is seasonal so you have no employee benefits, you can get short term insurance for your health insurance coverage.

Cost is the reason you only want to use short term insurance for your temporary needs. The premiums can sometimes be slightly higher than a health insurance plan through your employer or union. Do your research, the premiums health insurance companys charge will vary.