There are comprehensive or individual travel insurance packages available. With individual packages, you pick and choose the coverages that best suit your needs. With the comprehensive insurance package all available coverages are included. These can include but are not limited to trip cancellation, trip interruption, baggage problems, special equipment coverage. And the more comprehensive packages may even include the reimbursement of personal items if your baggage is delayed.
The cost for travel insurance varies. The fees are based on the coverages chosen, whether the traveler chooses the individual or comprehensive package and also the age of the traveler(s).
Travel insurance is relatively easy to purchase. You can get it through your travel agent or you can purchase it online. You can usually get your quotes, complete your applications and make your payments online. Many companies providing insurance for travel are also set up if you decide to make your purchase at the last minute.