What Does A Retirement Community Offer You?
Before you decide to sell your house and move into your local retirement community you may want to know what it is and is not.
A retirement community is not a retirement home. A community is for retirees who can take care of themselves. A home is usually for individuals who have health issues and need special care. Be careful to not confuse the two.
Retirement Communities Rise In Popularity
The reason retirement communities have increased in popularity is because of the many positive aspects. You will find them to be very beneficial if you have an active lifestyle. But before signing on the bottom line you may want to know more about what they offer.
Age Is More Than A Number
The age of the residents is a big positive for many people. The average age in a retirement community is between 55 and 65. Plus many of these communities will not allow anyone under the age of 55 to purchase property; therefore your neighbors will not be young families with young children.
Location, Location, Location
Retirement communities are generally located within the local community so the residents have access to shopping, the theater and dining establishments.
Some are located near college towns for the continuing education opportunities in addition to the camaraderie with the college students and faculty.
You can generally chose between single family homes, townhouses or condos.
When you interview the retirement community director be sure to ask about the services offered. Most retirement communities will cut your grass, trim your bushes, plow snow and shovel snow from driveways and sidewalks.
You are generally responsible for the upkeep of the home, the siding, the roof, the windows.
If health care is important to you, ask about their on-site medical services and facilities; many offer this service.
Many communities offer shuttle services for their residents.
Retirement communities offer tremendous social opportunities. If you want to stay connected, retirement community living may be just what you are looking for. You can socialize with individuals of your same age and who have similar interests.
Social opportunities include club houses, exercise rooms, swimming pools and golf courses; art and craft classes, movie nights and card clubs.
They offer discount group vacation packages for local trips as well long distance ones.
What’s It All Cost?
You will need to shop around. The cost will depend upon the services offered and the location.
There is generally a homeowners association, so you will pay an association fee. This fee usually pays for all the amenities offered so the more services, the higher the fees charged.
Most association boards are made up of your peers so they understand that money could be an issue for retired individuals since they are also retired. This helps keep the costs down.
Location, costs and services provided are the three key elements you will need to review when deciding on spending your retirement years where you currently live or moving into a retirement community. Good luck.