Are you financially ready for your retirement? You want to be ready, don’t you? Or do you want to be one of those individuals who have to keep working when they retire? Since we are living longer now a days, retirement for most of us will be one of the longest periods of our life. For some … Read more
Everyone is looking for the best retirement advice. Investors want to know about the easiest and fastest way to get ready for retirement. Investors looking for that silver bullet will be disappointed because there is no silver bullet when it comes to preparing for retirement. Retirement prep is a process. It begins when you start your career and … Read more
Does it feel like the amount of money you pay every year for insurance just seems out of control? Does it feel like every year the cost of your insurance seems to go up instead of down? Is there any way to get ahead of the rising cost of insurance in the battered economy that we’re … Read more
Everyone who wants to retire some day should have a retirement investment strategy. It sounds very important, what is it? Your retirement investment strategy is your financial foundation. It is your plan and your method for achieving your retirement goals. Like any strategy, through a series of moves its purpose is to get you to … Read more
How do you get cheap car insurance? By discounts of course!! But how do you get the discounts? Believe it or not, you control the way to get discounts thus cheap car insurance. You control your credit score, your driving record, your choice of coverage and much more. Different insurance companies offer different discounts. Some insurance companies … Read more
It’s that time again, your car insurance premiums are due again. Get your check book out, go online or go to your insurance agent’s office to make your payment. Do you ask yourself every time you pay your car insurance premium, what the value your insurance agent is to you? You pay a lot of money for your insurance … Read more
When it comes to car insurance do you ever feel as if you have no control over what you pay for insurance premiums? Some factors are within your control and some factors are just out of your control. Just like in real estate, with car insurance it can be about location. Believe it of not, … Read more
Why do you invest? You invest because you want money, a better future, a bigger home, you want to go on nicer vacations, you want more. To be able to afford everything you invest for, you need to become a successful investor. Becoming a successful investor is not for everyone. To become successful you have to make a commitment, … Read more
If you are telling yourself that you don’t have the money to make your 401 k investing worthwhile, stop it!! You do have the money, you may just have to make a few lifestyle changes. You need to make the choice between short-term satisfaction and long-term fulfilment. Give up a little bit today – to have a reward tomorrow. A small amount … Read more
Where do you go when you want to get a specialty insurance policy? Your insurance broker or insurance agent can both provide you specialty insurances. Keep in mind though that not all insurance agents or brokers are trained in the details of specialty insurance policies. Be sure to ask them about their level of knowledge before doing business with them. These … Read more
Your family needs you. However you want to interpret that statement is up to you. The fact remains the same, your family needs you. With need comes responsibility. You are responsible for your family’s needs. Are you prepared to meet those needs? Unfortunately only 30% of Americans own a life insurance policy. Theoretically that would … Read more
We don’t plan to fail, we just sometimes fail to plan…you’ve heard that before, right? Planning for financial success is so essential, and yet so often the most overlooked tool. So why do we fail to plan our finances? Maybe because we never were taught how. Maybe we never had good experiences with the planning … Read more
You have to come to terms with your finances sooner or later. It’s okay to not have all the answers. We have outlined some simple tips that will help you get ahead with your finances. Getting Ahead of Your Finances Tip #1 – Your Credit Cards Start with credit card debt. Pay off your credit cards. Get out of debt. Stay … Read more
Bad or weak financial habits, like bad eating habits, have bad results. No one plans on developing bad financial habits. No one wants to deal with the results of bad financial habits either. Just like no one wants to deal with the results of poor eating habits. But the fact remains that if you eat … Read more
If you feel as if you don’t have a good handle on managing your money, you’re not alone. In this tough economy a lot of people are beginning to realize that they aren’t managing their money as well as they thought they were. People are taking note and making changes. When the economy is bustling, … Read more
Most women are not frightened easily, except when it comes to personal finance. Women put up barriers when it comes to financial matters. Women invest much too conservatively because they do not understand investments such as stocks and mutual funds. They delay saving for retirement because they aren’t sure about how much they should contribute … Read more
Why do insurance companies look at premiums differently than you do? Why is it that insurance premiums don’t seem logical? It just seems logical that your insurance premiums should be based on how many times you use your insurance. If you never use your insurance then the premiums should never increase…right? That of course seems … Read more
IRAs are complicated enough. Inherited IRAs can even be more complicated, if not handled properly. Be sure to find a good financial adviser who has experience with inherited IRAs, because they are handled differently than other investments such as 401k’s or life insurance policies. Then make sure your beneficiaries understand what to do with … Read more
You’ve worked hard for your money, so the song goes. With that said, the last thing you want to do is give it away to the IRS in taxes. How you manage the simple task of beneficiary designations on your IRAs can make a difference on how much of your hard-earned money your heirs get to … Read more
Are you personally feeling the economic squeeze? Are you up to your ears in debt? Are you living from pay check to pay check with no end in sight? Living on a fixed income, maybe social security checks or unemployment checks? Maybe the economy has had a negative impact on your employer, so they have … Read more