You Can Control The Cost Of Your Insurance Premiums

Cost Of Your Insurance Premiums

Does it feel like the amount of money you pay every year for insurance just seems out of control?  Does it feel like every year the cost of your insurance seems to go up instead of down? Is there any way to get ahead of the rising cost of insurance in the battered economy that we’re … Read more

Steps To Develop Your Retirement Investment Strategy

Retirement Investment Strategy

Everyone who wants to retire some day should have a retirement investment strategy.  It sounds very important, what is it? Your retirement investment strategy is your financial foundation.  It is your plan and your method for achieving your retirement  goals. Like any strategy, through a series of moves its purpose is to get you to … Read more

Discount Your Way To Cheap Car Insurance

How to get cheap car insurance

How do you get cheap car insurance?  By discounts of course!!  But how do you get the discounts? Believe it or not, you control the way to get discounts thus cheap car insurance. You control your credit score, your driving record, your choice of coverage and much more. Different insurance companies offer different discounts. Some insurance companies … Read more

What’s The Value of My Car Insurance Agent

Car insurance agent

It’s that time again, your car insurance premiums are due again.  Get your check book out, go online or go to your insurance agent’s office to make your payment. Do you ask yourself every time you pay your car insurance premium, what the value your insurance agent is to you?  You pay a lot of money for your insurance … Read more

What Control Do You Have Over Cheap Car Insurance?

Cheap car insurance

When it comes to car insurance do you ever feel as if you have no control over what you pay for insurance premiums?    Some factors are within your control and some factors are just out of your control. Just like in real estate, with car insurance it can be about location.  Believe it of not,  … Read more

8 Steps Used By Successful Investors

Successful investors and investment

Why do you invest?   You invest because you want money, a better future, a bigger home, you want to go on nicer vacations, you want more. To be able to afford everything you invest for, you need to become a successful investor. Becoming a successful investor is not for everyone.   To become successful you have to make a commitment, … Read more

Special Insurance|Long Term Care & Credit Insurance

Specialty insurance

Where do you go when you want to get a specialty insurance policy? Your insurance broker or insurance agent can both provide you specialty insurances. Keep in mind though that not all insurance agents or brokers are trained in the details of specialty insurance policies.  Be sure to ask them about their level of knowledge before doing business with them. These … Read more

Your Family Needs Life Insurance

Your Family Needs Life Insurance

Your family needs you.   However you want to interpret that statement is up to you.  The fact remains the same, your family needs you. With need comes responsibility.   You are responsible for your family’s needs.  Are you prepared to meet those needs? Unfortunately only 30% of Americans own a life insurance policy.  Theoretically that would … Read more

Top 6 Financial Planning Tips|Reach Financial Success

financial planning tips

We don’t plan to fail, we just sometimes fail to plan…you’ve heard that before, right? Planning for financial success is so essential, and yet so often the most overlooked tool.  So why do we fail to plan our finances?   Maybe because we never were taught how.   Maybe we never had good experiences with the planning … Read more

Top 3 Financial Habits That You Can Control

bad financial habits

Bad or weak financial habits, like bad eating habits, have bad results. No one plans on developing bad financial habits.  No one wants to deal with the results of bad financial habits either.  Just like no one wants to deal with the results of poor eating habits.   But the fact remains that if you eat … Read more

The Top 7 Money Managment Tips

Money Management Tips

If you feel as if you don’t have a good handle on managing your money, you’re not alone. In this tough economy a lot of people are beginning to realize that they aren’t managing their money as well as they thought they were.    People are taking note and making changes. When the economy is bustling, … Read more

Women Lack Investing Confidence And Get Hurt

Women Lack Investing Confidence

Most women are not frightened easily, except when it comes to personal finance.  Women put up barriers when it comes to financial matters. Women invest much too conservatively because they do not understand investments such as stocks and mutual funds.  They delay saving for retirement because they aren’t sure about how much they should contribute … Read more

How Do They Come Up With Your Insurance Premiums

Insurance Premiums

Why do insurance companies look at premiums differently than you do?  Why is it that insurance premiums don’t seem logical? It just seems logical that your insurance premiums should be based on how many times you use your insurance.  If you never use your insurance then the premiums should never increase…right? That of course seems … Read more

Help Your Heirs|What Not To Do With Inherited IRAs

Inherited IRAs

IRAs are complicated enough.    Inherited IRAs can even be more complicated, if not handled properly. Be sure to find a good financial adviser who has experience with inherited IRAs, because they are handled differently than other investments such as 401k’s or life insurance policies.   Then make sure your beneficiaries understand what to do with … Read more

How To Help Your Heirs Avoid Inherited IRA Headaches

inherited ira headaches

You’ve worked hard for your money, so the song goes.   With that said, the last thing you want to do is give it away to the IRS in taxes. How you manage the simple task of beneficiary designations on your IRAs can make a difference on how much of your hard-earned money your heirs get to … Read more

Your Guide To Debt Management

Your Guide To Debt Management

Are you personally feeling the economic squeeze? Are you up to your ears in debt? Are you living from pay check to pay check with no end in sight? Living on a fixed income, maybe social security checks or unemployment checks? Maybe the economy has had a negative impact on your employer, so they have … Read more