Retirement planning that includes some of the ING retirement plans is the first step towards your quest to achieve financial freedom. By this, it means that your money works for you and not the other way around. Therefore, whether you are working or not, you are still earning income and enjoying your life without being … Read more
Are you considering a 702j retirement plan? They can sound very appealing, but is this really the right choice for your future?
Do You Have The Same Top 3 Retirement Worries? If you think you are the only one losing sleep over retirement worries, think again. Most people nowadays have some anxiety about retirement. In fact, you are atypical if you are not worried about your retirement. Now, your individual worries may be different from someone else’s, … Read more
Forecasting Your Future Finances With A Retirement Planning Calculator Wikipedia defines retirement as the point where a person stops employment completely. Semi-retirement is when hours of work are reduced. Early retirement is retirement before the age of eligibility for support from government or employer-funded sources is available, thus making early retirees rely on their own … Read more
7 Tips To Beat Retirement Planning Fears If you think you are the only one with retirement planning fears, think again. Retirement planning fears is one anxiety that we all share. Unless you plan on getting another job once you retire, your income stops or at least shrinks, and that is a scary situation to … Read more
Retired life is the promise of 7 day weekends, they say. Early retirement without enough money is the way you break that promise. You spent a lifetime investing in yourself. You calculated your assets, inventoried your investments, focused on efficiency and value, streamlined your spending. Whether you realized it or not, you, became your own … Read more
Are you still questioning why you agreed to have monthly automatic withdrawals taken from your paycheck and deposited into a retirement plan? Are you thinking about all the things you could be buying with the money going into that retirement plan? If you are then you need a quick refresher on your retirement investing ABC’s. If the only reason … Read more
Have you ever felt like you’re having a retirement planning disconnect? Do you feel overwhelmed because of everything you read and hear about retirement planning? Not sure where to start? Well you are not alone. Lots of people have that same retirement planning disconnect. Unfortunately many people give up too easily because they think that … Read more
The Secret to Having Enough Retirement Income? On average most of us can expect to spend 20 to 30 years of our lives in retirement. Even though that may be a shock to you, it’s statistically accurate. But the bigger shock for you personally will be if you allow your 40 working years to pass … Read more
The Top 21 Retirement Secrets Are there really retirement secrets that will make the process of planning for your retirement easier? Well, that all depends upon how you view retirement planning. Do you have a love-hate relationship with retirement planning? You completely comprehend that saving for your retirement is a necessary evil, right? But, finding the money … Read more
So you are in your 30’s and 40’s, busy setting up your household, buying homes, raising children and building careers. You certainly have a lot to do. Due to your extremely busy lifestyle, you may not take the time to think about one key topic that could shape your entire future. And that would be, … Read more
Unreasonable Retirement Dreams What Are Your Retirement Dreams? If your vision of your retirement years was to live it up and start your life of luxury so to speak, you might want to rethink that vision. Years ago that may have been possible because retirement meant the end of your financial worries and the beginning of … Read more
Why Retirement Is Risky Business Are You Risking Your Retirement Years? Retirement is risky, it’s a big life changer. As you get closer to retirement age you become more and more aware of that reality. Once retired you will not longer have a steady stream of income; your work based friendships may slowly fade away; you will … Read more
Are You Trapped In Early Retirement Extreme Logic? With today’s economic challenges seeming so endless, is an early retirement goal too extreme for most people? The desire to retire early is a common one but with the stresses of job overload, widespread job losses and the increased cost of food, housing and health care is early retirement practical, financially speaking. It’s easy to forget … Read more
Retirement Risks? What Retirement Risks? Do You Know Your Retirement Risks? Retirement is such a colossal undertaking and taking that plunge can be a frightening jump for many. Not only do you have the standard concerns such as outliving your money, maintaining your health and using your new freedom and time properly to avoid boredom but you have … Read more
Are You Trapped In Early Retirement Extreme Mode? I want to retire early is a common desire; but has that retirement desire become too extreme in today’s workplace? Many people are just so anxious to retire. They are mentally ready, but whether they are financially ready is a different story. Does that sound like you? If it … Read more
How Much Do I Need To Retire Is All About You Ahh, the beginning of a new year, the time for resolutions and questions. Questions such as how much do I need to retire, how much should I have in my 401k or how much do I need to retire at 65. These are all … Read more
401k Contribution Limits Are Not Important 401k Contribution Limits As Mere Numbers Unless you have the instinct to save and invest, 401k contribution limits will mean very little to you. Without the knowledge and acceptance that you will need 40 working years to save for 30 retirement years, 401k contribution limits are just figures listed within your employee manual. … Read more
Need Flow Of Income To Retire Early The top 5 retirement worries address the fact that retiring without enough money will limit your choices. Ignoring these retirement worries could change the dynamics of your dream to retire early. If you run out of money once you are retired you will only have 2 options, return to work or live … Read more
Retirement Planning As Easy As 1-2-3 Why Is Retirement Planning So Hard? Planning for retirement can be difficult because the particular financial event you are planning for is years and years away. And, your current financial needs are more pressing. Sound familiar? It is common for retirement to be one of those future financial needs that fall off … Read more