Can Your 403(b) Plan Make You Wealthy? Let’s Get You To The Wealthy Side Reaching retirement wealthy is not a unique desire. However, accumulating enough money to do so is a unique accomplishment. Everyone is not cut out to retire wealthy because everyone is not qualified to make the extreme sacrifices necessary to get there. … Read more
Retirement Taxes Stink Even though you have paid taxes your entire adult life your attitude about taxes change when you retire. Once you are retired, you suddenly realize that on a fixed income every penny counts. Retirement taxes can sneak up on you. During your working years you had cash-flow, you had a steady paycheck. … Read more
Forecasting Your Future Finances With A Retirement Planning Calculator Wikipedia defines retirement as the point where a person stops employment completely. Semi-retirement is when hours of work are reduced. Early retirement is retirement before the age of eligibility for support from government or employer-funded sources is available, thus making early retirees rely on their own … Read more
Will You Have Retirement Bliss? How do you define retirement bliss? Is it a vision? Is it a desire? Is it a goal? Is retirement bliss a destination you’re headed for? There are no right or wrong answers because it’s your personal vision. Before you can attain retirement bliss though you will first need to define … Read more
What Is The Best Retirement Advice? How would you know if you are receiving the best retirement advice? If you are a new investor, just starting out, you may accept any advice as the best advice. If you are desperate for your investments to increase in value, you may also accept any advice as acceptable … Read more
Wishing Upon Your Dream Retirement? Your Dream Retirement Is All About You When you retire, you know what you want. You’ve been dreaming about it for years. That day when you get to walk away from your job just can’t come fast enough. Now, if you think your dream retirement will come about just by … Read more
Okay, You Want Early Retirement, What Are You Doing About It? You say you want to take early retirement, but are you doing everything you can to make that happen? If not what is stopping you? Maybe you aren’t sure what stops you from saving, investing and planning for early retirement. So let’s talk about that. Planning for early … Read more
Many Americans Are Scared About Retirement, Are You? Are you ready for retirement or are you scared about retirement? If you are scared you are not alone. Many Americans find it discouraging that they may have to stay in the workforce even if they are old enough to retire simply because they will not have enough money to … Read more
Whenever you hit an age threshold, perspectives change. All of a sudden, you are not 20 anymore, walking around with a world map in your side pocket and funding your traveling binge with the money you’re cashing in on renting your home. All of a sudden, you’re 62 years old and part of a target … Read more
Is There A Right Time To Retire? You Get To Decide When It’s Time To Retire The one thing in life that is all yours is your retirement. So guess what, you get to decide when it’s the right time to retire. Retirement is one of those things that is, well, personal. Everyone has a different time frame … Read more
5 Tips You Need For Managing Your 401k The Reason For Managing Your 401k Ever had a “bad day at the office”? You are not alone on that one; we’ve all had days like that. How many times during one of those”bad days at the office” have your thoughts drifted towards that final day when … Read more
We have all been on trips before. Whether they are business trips or personal ones, before you go there are always certain things you have to do to prepare for it. If it’s a business trip, your decisions are rather limited. But if you are traveling for personal reasons, you have to think about where to go, how … Read more
Could Retirement Be Less Than Ideal? What An Unprepared Retirement Life Looks Like Ahh, retirement, the vision that keeps on giving. We all have visions of retirement at some point during our working years. If that vision blurs our working years though it’s easy to take a detour. The way we get detoured is by creating our dream retirement vision for the wrong reasons … Read more
401k Loans Are A Big No, No Thinking About 401k Loans? Don’t Do It The purpose of 401k investing is to get you financially ready to retire at the lifestyle level that you have always dreamed of, right? When you finally reach the age that you want to retire due to health issues, work related stress, job dissatisfaction or … Read more
How To Improve Your 401k Account Value Live The Dream, Get Your 401k Account Up You invest into your 401k account today so that someday you can live your dream retirement. And you only get one shot at investing enough money for retirement; your forty or so working years. For once you retire your opportunity to invest into a 401k account … Read more
There Are Pros And Cons Of Annuities Let’s Clarify An Annuity Before discussing the pros and cons of annuities we first need to clarify what an annuity is. Even though the financial experts make it seem complicated and you may feel like you need a class on annuities for dummies, annuities are quite simple. Annuities are long-term investments which offer … Read more
The Basics About Annuities Where Do Annuities Come In? Investors have different financial needs. Sometimes annuities can help meet those needs, sometimes not. As an investor you need to determine if annuities are a good fit for your personal financial situation. Many investors use annuities as a financial tool to enhance their financial portfolio. You may hold investments such … Read more
401k Retirement Planning Basics Information You Need To Know How many financial workshops, put on by your employer for the benefit of you and your fellow 401k participants, have you attended only to completely lose interest after the presenter recites more rules and regulations than you can count? If you are tired of 401k retirement … Read more
Your 401k Contribution Limits Count Learn About 401k Contribution Limits With everything you have to worry about why would you care about 401k contribution limits? Well, why do you invest into your retirement account? Most likely because you do not want to work forever. Someday you want to retire, right? The reason you put money into any investment is to … Read more
Steps To Review Your IRA & 401k Investment Accounts Your IRA’s and 401k Investments Need Attention You already know that you need to review your investments on a regular basis. Retirement experts suggest that investors review Individual Retirement Accounts (IRA’s) and 401k investments at least once a year. The purpose is to help you monitor the returns, trends, market … Read more