Your Money In IRA’s

Which IRA Is Better For Your Money? The most common question asked around tax time every year is: are you better off investing your money in a Traditional or Roth IRA? The answer to that question is based on your personal financial situation. When will you need the money? How much will your income be? … Read more

My IRA Review

My Ira Retirement Review

What Your IRA Review Should Look Like Investments grow inch by inch.   The performance of your investments require your attention.    You should review all of your investments once a year.   That review should include your 401k accounts, your Individual Retirement Accounts and any other non-retirement investments accounts. An Individual Retirement Account review should be … Read more

Avoid Excuses To Reach Retirement

Retirement without excuses

Excuses Will Not Get You To Retirement When the financial markets are so volatile it’s easy to make excuses for why you will never have enough money to retire.   But that’s as far as the excuses go because investors are retiring every day even in these turbulent economic markets. If you truly want to retire … Read more

What You Must Know About Simple IRAs Before Tax Day

simple ira plan

A Simple IRA plan is one type of business IRA often used by businesses with less than 100 employees. The Simple IRA plan is popular with business owners for two reasons.  The first reason is because it Is easier to start and administer than a 401k plan.  The second reason is that  the administration fees are usually less than a 401k plan.  … Read more

Is Your Money Working For You?

Make money work for you

Unless you can print money like the federal government does, you only make so much money; making that money work for you is crucial to getting ahead financially or staying behind. The key to having enough money is learning the proper way to manage it. How To Make Your Money Work For You Step #1 … Read more

Are You Taking Advantage Of All Tax Deductions?

Tax deductions

New Year, New Tax Rules It is tax season again.  Regardless of how tough the times are, paying your taxes cannot be ignored.  The IRS doesn’t care about your credit scores or your debt problems; all they care about is that you pay your taxes. The IRS tries to help tax payers lower our taxes … Read more

Will Your Tax Refund Put You Ahead Or Behind?

Tax refund

It’s tax season time; for some a dreadful time, for others a time that extra cash comes their way.   If you will be getting a tax refund this year, the only question you will be asking yourself is what will you do with that money? How can you use that money wisely?   Keep in mind … Read more

Financial Risks|Retirement Planning Can Be Risky

Financial risks

Your Retirement Planning Has Risks You worked hard to build up your retirement investment portfolio.  As a good investor you should be aware of the different types of risk that can affect that portfolio, especially your retirement money. There are many types of retirement investment vehicles; 401k plans, IRA, annuities.   Remember that regardless of the type of investment vehicle you have invested your … Read more

3 Tips On How To Be A Millionaire By Retirement?

Retire a millionaire

So you want to be a millionaire by the time you retire, is it possible?  Yes, yes, yes…if you work at it.   Every millionaire started with financial basics.  Every millionaire first achieved financial fitness and you can too. Wealth is the result of your hard work, your financial habits and your self-discipline. Tips On How … Read more

What Do I Control In My 401K Plan?

What you can control in your 401k plan

401k retirement plans can sometimes seem overwhelming; and that’s unfortunate because they should not be. But when you just have a vague understanding of what you can and cannot do, it can feel overwhelming. Your 401k plan will seem complicated if no one ever took the time to explain the basics. It can get quite frustrating when you have questions but you’re never … Read more