401K Plan Basics|401k Contribution Limits

401K Benefit Questions

Your ability to save for your retirement and defer paying the taxes on that investment money until you retire is the benefit of investing into a 401k account.    Very few other investments allow you that tax deferred benefit.   But since all 401k plans are not designed the same, you need to learn about the basic … Read more

How To Use 401K Retirement Accounts For Loans & Withdrawals

401K Retirement Accounts For Loans & Withdrawals

When you need money for emergencies and you have depleted your other resources, you might be thinking about taking a loan out against your 401k retirement account; that would not be your best idea. Retirement plans were originally established by the federal government as a way to help individuals save for retirement on a tax … Read more

Retirement Planning, The Right Way

Retirement investment number

Are you planning for your retirement the right way? Proper retirement planning means the difference between having a great retirement and a retirement where you will have to keep working. How are you planning?   How are arriving at the amount of money you will need to accumulate before you end your career to be able … Read more

Your Guide To IRA Rules & Limits

IRA Rules & Limits

The IRS has established rules and limits for all Individual Retirement Accounts (IRA’s). Some of these Individual Retirement Account rules are different for a Roth and a Traditional, but the maximum contribution limits are the same for both types of Individual Retirement Account’s. With all of the rules that apply to Individual Retirement Account’s you need a guide just to keep … Read more

Everything You Always Wanted To Know About IRA’s


Individual Retirement Account’s (IRA’s) come in all shapes and sizes. There is the SEP IRA, the Simple IRA, Roth IRAs and the IRA traditional.    Which IRA is right for you  all depends upon your personal retirement needs; ask your financial planner. Individual Retirement Account’s can have different contribution limits, rules and benefits.   Ask your financial planner … Read more

Investment Strategies That Work

Investment strategies that work

To attain, you must first have a strategy to get you there; that sounds so simple and yet it’s a concept that’s so often overlooked.   To build your wealth, the same is true, you need an investment strategy.    Instead of just guessing about where to invest, you will be more successful if you develop a strategy. There are no … Read more

3 Retirement Investment Tips|Invest For Your Future

Retirement Investment Tips

Someday you will reach retirement age…guess what, we all do.  The question you need to ask yourself  is whether or not you will be ready to stop working when you do reach retirement age.  Will your investments be enough to support you in retirement? The only way to stop working is to have enough money saved … Read more

Women Lack Investing Confidence And Get Hurt

Women Lack Investing Confidence

Most women are not frightened easily, except when it comes to personal finance.  Women put up barriers when it comes to financial matters. Women invest much too conservatively because they do not understand investments such as stocks and mutual funds.  They delay saving for retirement because they aren’t sure about how much they should contribute … Read more

6 Steps For Retiring The Right Way

Retiring the Right Way

Believe it or not, planning for retirement is a life long commitment.    To do it right you will need you entire life time to save enough money to retire; unless, of course, you are lucky enough to inherit wealth. We all want financial security, but don’t always know how to go about getting it.   Achieving … Read more