How Will You Make Your Retirement Money Last? Financial planners may try to sell you on the idea that there really is a magic formula out there for making your retirement money last forever. They present all kinds of calculations and charts to you, hoping you will buy off on their ingenious solution to your money concerns. If you … Read more
Which IRA Is Better For Your Money? The most common question asked around tax time every year is: are you better off investing your money in a Traditional or Roth IRA? The answer to that question is based on your personal financial situation. When will you need the money? How much will your income be? … Read more
Retirement Money Using Plan A You did all the right things with your money during your working years to save enough money for retirement. You maxed out your retirement plan contributions; took advantage of all tax-deferred investment opportunities; cut expenses to the bare minimum and lived well below your means. You then retired with complete … Read more
Are You A Threat To Your Retirement Income? Stress free retirement begins with having enough money, plain and simple. The number one concern on the mind of people getting close to retirement is whether or not they will outlive their retirement income. If you have that same concern there are ways to change that; but … Read more
Watch Your Retirement Risks Retirement will bring with it new experiences but also new challenges. The biggest one will be the challenge of having enough money. Every retiree faces the challenge of turning their retirement assets into a reliable source of income. You only have two choices during retirement, financial survival or putting your retirement … Read more
Scared About Your Retirement Statement? Are you too frightened every month to open up your retirement plan statement? Fearing the worst many investors are. They do not open their statements thinking that if they don’t know what their returns are they are better off. That’s a bad idea. The only way to turn poor investment … Read more
Who Can Afford Reduced Social Security Benefits? You may have planned for your retirement but the government did not. The government assumed that the money in the social security fund would never run out. The government thought that social security would easily fund your retirement. Since they assumed wrong, the only way to save the system is to reduce social … Read more
A Bit Worried About Social Security? If you’re worried about social security being around when it’s time for you to collect, you’re not alone. Many Americans think the financial stability of social security is getting a bit shaky. Those most worried are the ones who seem most care-free about it. Will You Collect? If you are close … Read more
No Money, No Problem No Need For Money To Retire Who needs money to retire? You do. Unless you plan on downsizing to a very, very, very small space you will need money for survival in retirement. If you want to retire without downsizing start by ignoring misconceptions about money such as: money is the … Read more
Economic Lesson: Your Retirement Money Money, Who Needs It? When you retired you only thought you had enough money. The economy plays tricks on even the most frugal investors. Regardless of what the media tells you, you will need lots of money to survive retirement. Your retirement plans and investments may not be enough. Money … Read more
Have Fun Retirement Planning courtesy of kedamono If you are buried in the complexities of your retirement investment statements, investment selections and how much money you will need to retire someday you are probably not having fun. The best way to avoid the stresses of planning is to start investing when you start your first job. When you know that … Read more
Financial Needs At Retirement Change If you are not ready for your financial needs to increase when you retire maybe you should delay your retirement date. Before retiring you will need enough money to last at least 30 years and for most people, that is a lot of money. Since folks are living longer you … Read more
You Are In Charge Of Retirement Surprises When you retire, the only surprise you want is a surprise party. Unfortunately your going-away party may not be your only surprise. There may be a few financial changes that you never planned for. Awareness ahead of time is the best way to prevent retirement surprises. Learn about some … Read more
Retirement Makeover Is Only A Dream If you did not save enough money during your working years there is no retirement makeover once you reach retirement age. As simple as that may sound, many people miss their 40 years of opportunity to invest enough money for their retirement. We all start working sometime in our … Read more
Your Financial Planner In Strange Places Financial Planner 101 Personal image is everything when it comes to choosing a financial planner. You struggled and worked hard to save enough money to retire; you don’t want to lose one cent of it due to sloppy follow through on your part. Do Your Homework Like any … Read more
Medicaid & You Some states are making it harder for individuals to qualify for Medicaid in retirement. To avoid falling through the cracks learn what restrictions Medicaid is tightening up on. Medicaid Information Many retirees do not know who to turn to for help. There are numerous sources. To help sort through the details you … Read more
More Financial Worries At Retirement Planning for your retirement is serious business. You may need some financial advice but be careful on who you turn to for help. Retirement takes a life time to invest and save for. A sloppy financial planner can lose your retirement assets in a very short time. Commission Or Growth? … Read more
What Does Medicaid Cover In Retirement? Your Guide For Medicaid Money Will you be covered by Medicaid when you retire? That depends on where you live. Each states qualifying rules can be different. Do you know your states rules? Click on the link above to learn more. Even though each state has different qualifying guidelines, … Read more
Do You Qualify For Medicaid Money? Ahhh, Retirement At Last The bliss of retirement can soon evaporate if you develop health problems that eat away at your retirement assets. Making your money last as long as possible during retirement can be tricky. Do you know enough about Medicaid to know if you qualify? Didn’t See … Read more
Your Retirement Without Money Love Ya Mom and Dad Best intentions when planning for retirement don’t quite cut it. Unless you plan to move in with your kids on retirement day, you need to take retirement planning seriously during your entire working life. Without money you will have entirely different retirement than the one you … Read more