Retirement planning that includes some of the ING retirement plans is the first step towards your quest to achieve financial freedom. By this, it means that your money works for you and not the other way around. Therefore, whether you are working or not, you are still earning income and enjoying your life without being burdened by work. If you prefer to work, you’ll do it out of sheer pleasure and enjoyment.
A lot of people make the mistake of thinking that retirement is reserved only for the elderly individuals. However, they are missing something. An increasing number of younger entrepreneurs and investors today are already enjoying retirement at an early age of 40 years old, or even as young as 30. If you want to retire early, then you’d better start investing today! The earlier you invest in the right funds like the ING retirement plans and services, the earlier you shall also retire.
Keep in mind that there are two major types of retirement plans. One of them is the employer-assisted retirement plan. As an employee you enjoy different benefits from an employer-assisted plan, especially if it is a pension plan. The other type of retirement plan is the self-employed plan. In this case, individuals have the freedom to choose which retirement services to use. They can also opt for direct investment of their savings in annuity and investment funds, just like some products of major insurance companies, like ING.
ING Retirement Plans and Funds that Meet Your Needs
ING retirement plans are considered one of the best self-financing methods today. That’s because their plans are not only quite attractive, but they also have an excellent team of highly-skilled investors and certified financial analysts. These professionals will make sure your investments are safe, and they grow over time.
Regardless of your investment attitude, be it a high-risk taker or a conservative investor, there will always be an ING retirement plan that suits your investment needs. Among the options for any of your retirement accounts are the following:
• IRA Plan.
• Traditional IRA.
• Roth IRA.
• 401k Plan.
• 403b Plan.
• 457 Fund.
ING Retirement Login Access to Your Account and Other Services
Access to your retirement plans is now easier and convenient. You can gain access to your funds via the ING online platform. Here you can monitor your investments and funds anytime you want. You will also be able to know other investment options that may be able to meet your requirements and needs. Asset management is much easier using ING’s retirement services.
As part of the ING retirement services, ING financial partners offer online tools should be able to keep you right on track of your retirement goals. To enjoy this service, you must first open an online account. This is where you can log in and gain access to your account any time of the day.
You can check the ‘My Account’ section to monitor the total running balance of your retirement accounts and any other mutual funds you may have. Moreover, your online account will give you access to other ING services and tools like the retirement calculator.
ING Retirement Calculator to Keep Track of Your Retirement Goals
Another unique benefit of using the ING retirement services is that there are several financial planning tools like the ING retirement calculator. This software allows you to keep track of your accounts and investments for added assurance that your retirement goals shall be achieved.
Other than the ING retirement plans, you may also opt to invest in other forms of savings and retirement. This should include bank deposits for your emergency fund. This allows you to immediately withdraw your funds during emergency needs. You also need to have a health insurance like Aetna for added financial security in times of sickness.
Ideal ING Retirement Plans
The ideal retirement plan depends on you, based on your budget and preferred benefits. The more you invest in your retirement plan today, the better and merrier will you be when you retire.
An ING retirement plan could be your ticket towards getting an early retirement. However, the trick is to invest today for a more secure future.
Make Everything in Your Power to Max Out Your Retirement Account
There’s a limited amount of money you can put aside each year for your retirement plans. However, due to various reasons, people usually neglect this number. Instead, they prefer to spend their financial resources now and worry about their senior years later. When you are young and restless, it does seem that you are never going to lose your vitality. However, that’s not how life works.
By bursting your bubble now, you’ll enjoy unlimited freedom later. Make a priority out of maxing out your retirement account. Find out how much you can invest in a year in your 401(k) or 403(b) options and pay it fully.
For a welcome added bonus, you can also turn to your IRA for a better retirement investing. There’s a cap on this option as well, so make sure you cover it.
How to Take Control of Your Finances
Chances are that there’s still room for improving your budget, no matter what your level of financial education is. One method to better control your budget is to start thinking about your revenue at an annual and not monthly scale. Do the same with your expenses. This way, your mistakes will be engorged.
You might find that your mildly frequent indulges are worth it as they have budget-friendly price tags. However, when you put this in a different context, you’ll get a different view on things. For instance, your $10 coffee a week turns into an annual indulgence of $520. Add to that other regular small expenses, and you’ll get a higher number.
Therefore, you must absolutely make sure that these small pleasures are worth more than your ING retirement plans. If not, set aside the $10 bill for a coffee each week, and you’ll get a new financing source for your future wealth.
All in all, the ING company offers you a comprehensive set of solutions for a wonderful second half of your life. It is up to you to take advantage of whichever ING retirement plans suit you. The sooner you unlock these opportunities, the better.
How about you? Have you any experience with this long-term system? If so, you’re welcome to leave your feedback and opinions about this chapter in your life in the comment section below. Your input can help our readers make informed decisions!