It All Starts With Your Money Management Plan Itching to achieve great financial goals but just cannot seem to get ahead even with your basic finances? Got a money management plan? That could be what you are missing? If you are attentive to a money management plan it can help you to achieve any financial goal you set out to … Read more
Retirement Your Way Retirement is a life event; one of life’s stages. Retirement is not supposed to be an economic event; however, sometimes the financing of ones retirement turns the life event into an economic one. If you are close to retiring you may not have the time to save for retirement or the energy … Read more
You Have 2 Options With Life Insurance Understanding your life insurance needs is important, but equally important is knowing what type of life insurance will best covers those needs. Every one has different life insurance needs therefore one type of policy does not fit all; understanding the purpose, payout options and cost of each type of policy will help you make the … Read more
The Only 4 Retirement Tips You Need Tip #1 – Check, Check and Recheck A retirement plan headed for failure is one put on autopilot. Fire safety experts suggest that you check the batteries in your smoke alarms at home once a year. Since a lot can happen in the markets within a years time financial experts suggest that you review the … Read more
Your Retirement, Your Way Accumulating enough money for the retirement of your dreams is still possible. The best advice you can follow about retirement planning is to stop listening to the negative chatter about dream retirements not being attainable. They are attainable if you follow a few simple retirement rules. #1 – Set Your Savings Goals Before you … Read more
Don’t Neglect Your 401k Financial planners sometimes give so much good financial advice that you may feel overwhelmed and just tune-out their advice. One bit of advice you best not tune-out is the advice they give about never neglecting your 401k account. The most important financial discussion you can have with yourself is the one … Read more
Which IRA Is Better For Your Money? The most common question asked around tax time every year is: are you better off investing your money in a Traditional or Roth IRA? The answer to that question is based on your personal financial situation. When will you need the money? How much will your income be? … Read more
Your Financial Actions Do Not Go Unnoticed Any financial action you take today will impact your life tomorrow. Don’t believe it? Think it sounds too dreamy? It’s not a fallacy, it’s a reality. The debt you accumulate today has to be paid off tomorrow. The loan payment you missed today will haunt you tomorrow. The … Read more
Important Financial Paperwork You Need? You Cannot Avoid Financial Documents We live in a world where financial paperwork is involved with every aspect of our lives. But that’s not really a bad thing if you keep it all in perspective. When we’re born our parents usually buy life insurance on us…financial paperwork. When we die our estate gets settled…financial paperwork. Whenever we buy … Read more
Financial Advice Young People Cannot Ignore Unfortunately young people usually have a disadvantage when it comes to financial matters. They haven’t been exposed to enough financial affairs to know how to make good financial decisions. If you are young and just starting your career or just moved into your own place take a deep breath … Read more
Your Need For Tax Deductions Never End Are Tax Deductions A Priority Unfortunately money has become so tight for most families that financial priorities are a bit skewed. Even though families need to prioritize it’s hard to know where to start. A good place could be with a financial plan. Included in your financial plan … Read more
Retirement Money Using Plan A You did all the right things with your money during your working years to save enough money for retirement. You maxed out your retirement plan contributions; took advantage of all tax-deferred investment opportunities; cut expenses to the bare minimum and lived well below your means. You then retired with complete … Read more
Financial Resolutions Desperately Needed In February If you seem to start out a new year making lots of promises to yourself to improve your financial habits you are not alone. If you fall short of achieving those promises about mid January, you are also not alone. Making new year resolutions is easy, accomplishing them is the hard … Read more
Good Money Information|Never Outdated Going Beyond The Basics Your job as a parent is to teach your children. You are already teaching them the basics: the importance of having good manners, being polite, cleaning their room and treating their siblings with respect. Are you also teaching them about the value of money? If not, who will? Your … Read more
Debt Got You Down? You Can Beat It You can beat all debt blues if you take the proper approach. Yes even student loan debt. With the right financial attitude you can overcome any obstacles. It’s all about what you tell yourself and what financial actions you take. You are in charge of your financial … Read more
Who Doesn’t Have Money Issues? Do you ever feel desperately broke? You never have enough money to make ends meet? You’re hopelessly stuck in the paycheck to paycheck rut? No matter how hard you try you never break out of that cycle? And you see no light at the end of the tunnel? If you … Read more
4 Common Money Mistakes That Backfire Your money mistakes can sometimes be a financial boomerang, they can unexpectedly backfire. When you are investing for a new home, your child’s education or your retirement, you need all the money you can get. You will have more money if you avoid some of these investment mistakes that have … Read more
Understanding IRS Humor Is it possible that when you do the right thing with your financial life the IRS actually thinks you are cheating on your taxes? Could your financial efficiency raise a red flag for the IRS? Unfortunately it is possible because it’s such a rare occurrence. Why IRS Red Flag The best way … Read more
There Must Be A Better Way Taxes Got You Down? You only have so much disposable income. The last thing you want to do with your money is give it to the government. Tax-exempt and tax deferred investments have become a popular way to shuffle your tax burdens.
Social Security Warning Do You Believe Everything You Read? Warning, warning social security is failing. Your retirement planning will be a lot easier to manage if you just forget about social security. Plan for not having it then if it happens to still be in existence when you retire consider it bonus money. But … Read more